Insuremed is a specialist Underwriting Manager with our core business focusing on medical expense shortfall (gap) and co-payments cover for medical scheme members. We have strategic partnerships with a number of leading South African insurers, including Western National Insurance Company and Old Mutual Insure.
Through our associated partners we have access to a wide range of financial services and related products, a dedicated campaign management & distribution capability and administration services which enable us to deliver customised solutions of the highest quality.
About Insuremed
Insuremed was founded in 2012 and with Western National Insurance Company and Old Mutual Insure as underwriting partners.
Our Approach
Our approach enables efficient new business processing, clear-cut claims administration and uncomplicated underwriting.
We have in-house actuarial expertise to ensure pricing and risk management adheres to the highest standards and best practices.
Our Products
Gap Cover provides cover for medical expense shortfalls that could occur when medical service providers charge more than what your medical scheme pays. This can sometimes run into ten and even hundreds of thousands of Rands.
There are also out-of-hospital benefits offering cover for co-payments imposed by medical schemes for certain specified procedures and scans.
- GapCover® – the registered trademark of the short term insurance product which, with CoPay Cover, is underwritten by Western Insurance.
- Old Mutual Gap Cover – underwritten by Old Mutual Insure
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